Financial Freedom- Yes it is possible!!!

Lets take a quick poll. How many of you have any sort of financial debt at your liability? House on mortgage? Tuition or personal loan from bank? Credit card debt? I can say with utmost confidence that all of you must be involved in some type of debt, either a few bucks to millions of dollars…

Then comes along the dream phrase for you, “Financial freedom”!!! Wow, financial freedom, it is achievable in this lifetime?

Yes it is. Let me explain more…

In the world of electronic banking, credit cards and quick loan facilities,. it seems virtually impossible to have any financial freedom. But leaving a life free of all financial constraints is possible. It just requires a bit more focus and personal discipline in order to live a life of comfort with financial freedom. Some realistic approaches is indeed needed to achieve this goal.

First things first!!!

You would go nowhere if you are not aware of all your debt sources. Not keeping a list of all your sources of debt is the first mistake many people make in their quest to achieve financial freedom. Get down making a list of all your debts…it would be better if you categorize your sources, such as; mortgage, credit card debt, and even money owed to friends!!! The latter may not seem as important but this is the most important item on the list, trust me!!!

Why?

Money owed to friends, relatives and workmates usually makes a small percentage of all our debt….at least in most cases. it may range from a few dollars borrowed that day to buy soda….to a few hundred dollars to repair that burst tire. This is usually the easiest category of debt to pay off, and settling this may give you self confidence in renewed vigor in order to reach that your ultimate goal….financial freedom. In order words, you achieve a sense of accomplishment, which motivates you in the long run.

While some financial advisers recommend you to first pay off the debts which accumulate high rates of interest, this is usually not a good approach. Yes, you may save money if you manage to settle your account before it accumulates more and more interest, but what if you loose hope in achieving financial freedom in the process. You will loose more than you will save as all your other debts accumulate. Rule of the thumb, settle debts which a realistically possible, and you have a feeling that you have accomplished something! It tends to be a small but significant factor in achieving total financial freedom.

What you have just dome above is prioritized your debt. You have made up your mind on which sources to pay off first.

Then comes paying off your essential debts, or I would say, bills and everyday expenses. These can be categorized as priority expenses, such as telephone bills, electricity bills, water and sewage rates, goods, travel, service expense, etc. You may also organize a sub category here to include entertainment, luxury and outdoor expenses.

Budget for the above items and calculate the remaining amount, called the net income at your disposal. Of course, you need to save a bit from your net leftover, so subtract this amount too.

Now sit down for a moment and think of these scenarios.

*Is it possible to pay in cash for your purchases from the local grocery store. If possible, take every opportunity to pay cash rather then presenting your credit card.

*Impulse buying…Always carry some cash around, so whenever you come across a item you “think” you need, fork out the cash instead of the credit card.

Memorize this witty phrase which will help you in your goal of achieving financial freedom.

“Make room in your wallet for cash rather than card”

Budget…who needs that crap anyway!!!

The fact is, everyone needs it, from a teenager who earns a few buck per week mowing lawns; to the owner of a multinational company, who handles millions of dollars every minute of the day. Budgeting becomes more important for those who are in the quest to achieve financial freedom. Budgeting is like a birds eye view of your money’s journey. It gives you a picture of how exactly money comes comes to you and through which channels it leaves you. At the end of the day, you will be surprised on how you manage to handle your money in the right way using this simple tool…budget.

Let me reitiarate now...Financial freedom is possible. You just need to put a bit more effort into implementing the above ideas in your life, the rest will just fill in…

Corruption in South American Powerhouse-Brazil

Craig Alden, and Englishman came to Brazil in the early 1990’s and established a sanctuary for children upon seeing the widespread poverty and struggles.

However, Craig was challenged by the local law authorities who were planning to use the sanctuary for housing drug dealers as well as a brothel. When Craig did not allow such to happen, the local law authorities put a charge of sexual abuse on him. Some children were lured into testifying against Craig, later on they revealed the truth.

In 2005, Craig was sentenced to serve in prison for almost half a century, the sentence was later reduced. Craig is still behind bars for something he did not do. Lets all join hands together to force out the truth.

Pyongyang blackmailing the West

North Korea is indirectly blackmailing the Western World, and in particular, the good old USA. This issue is something no American will either support will tolerate, however, the leaders are continuously giving into the demands of this communist regime. Furthermore, all American tax-payers money is being used to cover this blackmail. What is the solution then? Do we turn our faces from Pyongyang’s unrealistic demands and further provoke them to continue with their nuclear ambitions. Or do we bend more and more into becoming the puppets of Pyongyang.

If America succeeds in giving a temporary halt to the nuclear crisis of North Korea, other rogue nations, namely Iran, will follow suite and start asking for ransoms in return for putting a stop to their support for terrorists, nuclear activities or other violent actions currently supported by them.

Its not through money but through strong diplomatic stance that the west can fight the war against terrorism. What if North Korea accepts the money today and reengages its nuclear activities tomorrow. Will the West send another shipment of taxpayers money to these terrorists?

European economies powered by fuel too?

Europe, the continent of natural beauty and rapid economic developments….This is the imagery one makes when thinking and discussing about Europe. The mention of this continent’s name does not ring the idea of rapidly increasing oil and food prices, as well as economy related demonstration on the streets…

However, lets face it. The USA, where the economy is powered by fuel, isn’t the only victim of the global shortage and increase in the price of crude oil. The European countries have also experienced similar scenario, if not on the same scale as North America.

The fact is that crude is traded in United States dollars is itself an indication of the impact of rising fuel prices on the global scale. Any changes in the US dollars affects fuel prices world over and this further stamps the idea that we are truly living in a global village…the name “globalization” is no longer a sci-fi.

Increase in fuel prices also impacts the prices of food. Everywhere in Europe, we see the trend of increase or decrease in the price of consumer foods whenever the price of fuel fluctuates.

The trend in Europe is now of car-sharing (people sharing cars), people cycling or walking to reach their destinations or using the public transport instead of their own motor vehicles. For people who live in the vicinity of their work place, this has become a normal trend.

There have been scattered but strong demonstration all over Europe in the wake of fuel price increase. Europeans are not keeping quiet; they are making their voices heard.

But isn’t it time to concentrate our energies in the quest for alternative fuel sources? Our dependency on crude has crippled our ability to become innovative in the energy industry. Lets ditch the crude and take alternative energy sources on board…

Mexico - from a foreigners point of view

Mexico, the land of premium refreshing coffee or a fool’s paradise? Whilst Mexico features some of the most stunning scenery and tourist destinations, does the country really appear what is it within?

Mexico is situated in one of the most powerful continent, be it military or economy. Despite that, the country itself lacks some of the most basic infrastructure. One can classify Mexico as a third world country.

Why do I say it bluntly, you may ask?

No, I do not have any personal agenda against Mexico or Mexicans. In fact, I am not the only one stating the obvious. Ask any person who has spent some time in this country and you will get the real answers.

Here are some of the comments you get from frequent travelers to Mexico…

* you are better off drinking water from the river than those running on taps if you fear water borne diseases.

*Be prepared to be kidnapped and/or killed by bandits and crime gangs.

*if you are an American, better have your will signed off before going to Mexico. American Hate gangs will drag you down anytime, anywhere and finish you off.

*If you are fond of lairs, you are in paradise when you reach Mexico.

Now the question arises…Are these facts…or a media spurned story to spread the propaganda. Are these personal opinions arising from emotions, or hate towards the citizens of Mexico? No body can answer these questions.

So what do I feel about Mexico?

Nothing much, except the urge to brew up another cup of warm coffee…..Mexican coffee, I mean….

New Additions to FreeWorld Community

I am planning to transform Freeworld Community to a revenue sharing blog where authors can integrate their own Adsense and affiliate code within the posts they make. Please comment on any legal issues, side effects or benefits of this new initiative.

Moreover, as this blog grows in popularity, I plan to donate my earnings to random charity organizations. The overall purpose of this blog is to bring about awareness of the suffering of people around the world, and if I can do my part to bring about a smile on someone’s face, the blog has achieved its purpose.

Looking forward to your cooperation.

Webchatforum - The Only Meeting Point!!!

WebChat Forum…now you many ask? What is this place, how come I never heard about it? This blog will get you familiar with this new sensation on the World Wide Web and may answer some of your inquisitiveness.

WebChat Forum is a relatively new community forum allowing its registered members to chill out, discuss matters on virtually any subject, share knowledge help out each other in any way possible. This forum, although being quite new on the online community scene, has managed to grab a share of attention of people intending to belong to a particular online community with some popularity, respect and friendliness attached.

To date, WebChat Forum has managed to sign up 70+ members with more joining up on a daily basis. With an average of 2 members registering every day, this community is growing at a very impressive rate.

WebChat Forum is powered by the popular vBulletin forum board solution with a very professional looking premium skin. With a nice blend of colors and eye candy, the look is sure to impress anybody stumbling upon this site or being redirected to it. The inclusion of modifications, such as; a chatbox, Online Radio and Television, Daily Horoscopes and an Arcade Section further adds functionality and variety to this community.

The main board consists of forums and sections such as:
(1) Contests - this is where the board administrator posts up regular contests for the members. Rewards range from free web hosting space to cash prices.

(2) Questions And Answers - the Yahoo! Answers style section allows the forum members to ask questions or answer questions posed by fellow forum members.

(3) The Water Cooler - a stylish name for a section otherwise known as a General Discussion forum. The Water Cooler rightly depicts an imagery of a comfortable retreat, away from the hustle and bustle of daily life. In other words, this section allows members to cool down, chill out and relax…. far from the monotony of the routine life.

(4) Politics - interested in the upcoming US Presidential Elections? Want to get updated on the political situation of Asia? Or are you aspiring to become the next Sir Winston Churchill? This is the place for all your political needs and much more. You can discuss and comment on political issues from around the World and also offer your own opinion on the these matters.

(5) Webmasters - this section features useful resources for webmasters on such subjects as Search Engine Optimization, Link Building, Marketing, Monetizing and Web Development… to name a few. A must check out for anyone in the Web Designing and Development field, or planning to join one later.

(6) Computers - discuss a vast array of subjects related to the computing field…anything from hardware, software, peripherals and computer gadgets.

(7) Sports - nothing could be more sweeter for a sports fan than to discuss about his or her favorite player or team; or even brag about their own exploits in their local soccer or football team. If you are in sports, you gotta check out WebChat Forum’s Sports Section. This section also features a English Premier League Prediction Table Contest. Register to find out more…

(8) Video Gaming - who does not like video games? From the young to the old, everyone has some video game fantasy in their blood. WebChat Forum’s video games section is the meeting point for all video games enthusiasts.

(9) Television and Films - You have seen that movie lately but got no place to show your appreciation or dislike of the movie. Indulge in the WebChat Forum’s movie section and write down your own views.

(10) Music - Linkin Park releasing a new album and you need the followup? Your favorite rock artist was just involved in a scandal and you have no news on it? What are you waiting for… pop into the Music section and let your imagination run wild…

But wait, that not all to WebChat Forum. Words do not do credit of identifying the features and offerings of this community, such as Adsense Revenue sharing, free webhosting, etc… The only way you can find out more is to register and explore it yourself.

So what are you waiting for? Register now and become part of the fastest growing community on the world wide web….

Preventing yourself from Sabotaging your Goals

Now you have decided on your goals and on the path to fulfilling them. However, some circumstances cause you to go off course and bend your mindset in achievement of the desired ambition? Or you have a feeling that you need to make a fresh start time and again? If you reading this, there is a great probability that you may be sabotaging or have sabotaged your ambitions time time in your life…

There are many reasons to go off course, however, for majority of the people, its usually lack of strong will power, non-belief in one’s own capacity, fear of being successful or unsuccessful or maybe a belief that you really do not deserve to succeed.

Why do we fear Success?

Sometimes the fear of coming out on the top is purely for the reason of not adapting to changes. Many individuals are usually satisfied with their existing lifestyle and they are not willing to bring about changes so easily due to uncertainty of the end result. Others like to live in complete isolation, away from the responsibilities, fame and insecurity that comes with success later, Generally speaking, success also brings along responsibilities… responsibilities which many people fear to shoulder.

Setting Unwanted Goals?

There are instances where people set goals which they really do not plan to achieve. Goals of these nature may be set in the ’spur-of-the-moment” situations, that people later realize is not really worth pursuing. Remember, the reason or situation behind achieving a particular goal needs to be strong enough to encourage the individual to go through the struggles and pain on the path laid ahead. Only a strong ‘willingness” to succeed would help people bear the difficult path of goal achievement.

So?

The first stage to overcoming the lack of interest in achievement your goal is to identify the reasons why you may be sabotaging your goals. You should rethink the goals you have set to see if it is realistic and achievable in the given time frame. For illustration, people on weight loss regime often set very high and impossible goals, such as loosing 40-50 pounds within one month. When no results are visible after the given time frame, people usually give up trying.

Secondly, ask yourself. Do you believe you can achieve the goals you have set for yourself and if you deserve it. Many fail to ask this question to themselves before starting to set any goals. You are the best person to tell you if your goals are realistic.

Then only you can succeed in your quest to overcome any obstacles in your life….

How long will the Zimbabwe breakthrough last?

The President of South Africa, Thabo Mbeki has facilitated one of the most remarkable deal in the modern era- an agreement by the two rival leaders of Zimbabwe, Robert Mugabe of Zanu-PF and Morgan Tsvangirai of MDC to work together in the running of the country.

However, the deal came as no reason for celebration for the citizens of this economically devastated state. People still go on with their daily struggling lives.

The hyper-inflation rates in Zimbabwe continues to grow, however, the country is breathing a sigh of relief with the announcement of removing the trailing zero’s from the denominations. It means that there are no trillionaires in Zimbabwe, as least now.

Whilst Mr Tsvangirai, in his capacity as Prime Minister, will handle the everyday affairs of the country and a council of Minister, Robert Mugabe will still retain the core powers of the state, such as controlling the armed forces.

How the two opposing politicians will work together still needs an explanation and there is a uncertainty that political upheaval could result from the formation of two “parallel governments”.

Nevertheless, whoever retains the absolute authority, they have the undeniable task of reviving the devastated economic state of the country. The power sharing agreement may once again open up the involvement of Zimbabwe in international affairs and bring about aid and donors who were keenly expecting a breakthrough of this magnitude.

But the serious question remains? When will Zimbabwe be accepted with open arms into international involvement, such as the Commonwealth. Many are still unsure of the validity of this fragile agreement. A single difference in opinion could trigger another political upheaval and push Zimbabwe back into the chaos and anarchy that has been stereotypical of this nation for almost a decade. What do you think?

Dealing with Anger - The Right Way!!!

How to deal with Anger and Frustration - The Right Way….

There are only two ways to deal with Anger, the wrong way or the right way, no other possibilities are possible! Ask yourself this question now…. How would you like to let go off your anger when you are faced with such situations? I bet everyone would like to do this the right way, without any deadly or fatal results. You would never want the “spur of the moment” frustration to cause you a lifetime of regret.

This may sound a paradox, but the one of the best methods to get yourself rid of anger is to actually allow yourself to express anger…. Yes, you need to express anger, but the right way….

You may ask, what is the right way to express anger, since all such expressions usually result in some sort of difficulty, either to you or a personal closest to you.

From your very early years of learning, you have always been encouraged to suppress your anger. On the contrary, correct expression of anger is quite beneficial.

Anger management is concerned with both mental and physical aspects of a human body. Usually, anger management sessions make use of mental therapy to achieve very successful results. However, you may not always have the luxury to attend such sessions. Moreover, it is extremely difficult to control your anger using mental techniques when you are alone.

However, when you include a physical routine in your anger management DIY session, the results are quite dramatic. So what should you do when you are angry? Don’t remain in the situation for long. If possible, run away from the scene and release your anger by punching a tree, pillow or even jumping up and down. Spiriting or running produces good results in physical anger management. Combine thoughts, such as, your next visit to your favorites team home game, what might be for dinner or even erotic thoughts, with your physical approach and will will see your anger melting away slowly.

Remember, being angry is quite natural and an aspect of human culture. Everybody gets angry once a while. However, do not let this anger destroy your life. Deal with it the right way. Its the only way….

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